I’ve made a lot of bad financial decisions in my life. As a child, I spent over $50 on a water gun that I probably used twice. In the early aughts, I bought an iPod instead of dirt cheap Apple stock. In my late 20s, I dropped my life savings into a startup with a moonshot of turning a profit. The same sum invested in bitcoin in that era would have made me a mega-millionaire. But it wasn’t until I was staring at a $45 digital cat, a glorified piece of clipart with lilac fur and buckteeth, earnestly weighing its merits as an “investment” in my “portfolio,” that I knew: My bad financial decisions had only just begun.
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